Current Employment Status:
Hired Full Time on Jul 15, 2025

Jl

Underwriting Manager | Loan Officer Partner | Project Manager|

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Overview

Looking for full-time work (8 hours/day)

at $9.91/hour ($1,920.00/month)

Post-graduate degree (Masters, Doctorate, etc.)

Last Active

June 2nd, 2026 (5 days ago)

Member Since

October 3rd, 2024

Profile Description

With over 13 years of combined experience in institutional banking, U.S. mortgage operations, and client coordination, I specialize in delivering accurate, efficient, and underwriting-aligned mortgage support for brokers, lenders, and loan officers across the United States.

I have extensive hands-on experience in mortgage processing, pre-underwriting, loan structuring, broker desk operations, compliance review, and client management. I currently work closely with Loan Officers, Realtors, Underwriters, Condo Review Teams, and Borrowers to ensure files are structured properly from pre-approval through closing.

My expertise includes:

• Conventional, FHA, VA, Non-QM, and Bank Statement Loans
• Income analysis for W2, Self-Employed, 1099, Schedule C, 1120S, K1, and Rental Income borrowers
• Pre-underwriting and AUS review (DU/LP)
• Loan structuring and DTI analysis
• Condo review coordination and HOA documentation management
• Condition review and underwriting support
• Compliance and quality control review
• Credit analysis and rapid rescore coordination
• Mortgage CRM and pipeline management
• Client communication and document collection
• Broker desk and lender coordination
• ARIVE LOS administration and workflow management

I am highly proficient in industry platforms and systems including ARIVE, DU, LP, Xactus, CreditXpert, Condo Vault, UCDP, ---------- , and various lender portals such as UWM, PennyMac, Newrez, Windsor Mortgage, and more.

One of my strongest advantages is my ability to think like an underwriter before submission. I help structure files strategically, identify red flags early, calculate complex income accurately, and provide practical solutions to improve approval chances while maintaining compliance.

In addition to mortgage operations, I also have experience in:
• Process improvement and workflow optimization
• Project management and LOS migration implementation
• Market research and operations management
• Vendor and client coordination
• Executive and operations support

I am known for being proactive, detail-oriented, fast-learning, highly organized, and dependable under pressure. I work efficiently in fast-paced environments, communicate professionally with clients and stakeholders, and consistently aim to reduce turnaround times while improving loan quality and borrower experience.

If you are looking for a reliable Mortgage Virtual Assistant, Loan Partner, Mortgage Processor, Pre-Underwriter, Operations Specialist, or Executive Support Professional who can help streamline your pipeline and support your business growth, I would be glad to be part of your team.

Top Skills

Experience: 10+ years

Experience: 2 - 5 years

Experience: 2 - 5 years

Other Skills

Experience: Less than 6 months

Experience: 5 - 10 years

Experience: 10+ years

Experience: 5 - 10 years

Experience: 2 - 5 years

Basic Information

Age
34
Gender
Male
Website
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Address
San Luis, Batangas
Tests Taken
English
C1(Advanced)
Government ID
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